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Loans

Funds to fulfill your dreams

Whatever you need finance for, we offer a flexible range of loans to help you afford it.

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Personal Loan

The freedom to borrow and pay back slowly

Personal Loan is an all-purpose loan, offering you flexible repayment plans and the option to access additional funds after repayment over time. So whatever you’re financing, it’s easy to lean on us.

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  • Purpose of loan need not be disclosed
  • No tangible collateral required

Advance Facility

Short-term help with cashflow

Auto Loan or Asset Acquisition can help you make your dreams of purchasing a new vehicle or generator a reality, by offering you up to 90% of the cost of the asset.

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  • Sold by approved Ecobank vendors
  • Convenient repayment plans

Salary Advance

Help to get you to payday

If you’re suddenly faced with unexpected financial needs, we can help. Advance Facility allows you to get fast access to up to 50% of your net monthly salary.

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  • Renews every 30 days for up to a year
  • Charges only apply on utilised amount
  • Available to Ecobank customers of at least three months
  • Ecobank Advantage/Premier Account required

Cash Backed Loan

Access funds without breaking into savings

Whether you're buying a new home, or renovating or refinancing the home you live in now, Mortgage Loan is the ideal way to finance it.

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  • Repay conveniently over up to 10 years
  • Available for completed buildings only