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Ecobank in Benin

  • Key Figures
    Microeconomics information

    Ecobank Benin is a commercial bank established in 1990 as an affiliate of the Ecobank Transnational Incorporated (ETI) Group. It was the fourth subsidiary created by ETI, following Ecobank Togo in 1988, and Ecobank Côte d'Ivoire and Ecobank Nigeria in 1989.

    With a network of 22 branches across Benin, including 10 in Cotonou, 62 ATMs, smart electronic payment terminals (POS) for merchants, EcobankPay acceptance points, and a network of over 1,100 Xpress banking agents, Ecobank Benin offers a range of products tailored to its customers' needs.

    The bank provides both traditional banking products for individuals, SMEs, and large corporations (current accounts, savings accounts, and loans) and digital financial services to meet evolving customer demands. These digital solutions include the Ecobank Mobile app, Omni Lite, Omni Plus, and more.

    As of December 31, 2022, Ecobank Benin ranked third in market share for deposits, fifth in loans, and fourth in total assets. Despite operating in a highly competitive market with 15 banks, it has established itself as the leading digital bank, thanks to its innovative services.

    Like all Ecobank affiliates, Ecobank Benin structures its organization around three client-focused business segments:


    • • Commercial Banking
    • • Retail Banking
    • • Corporate and Investment Banking

    Financial Performance


    As of December 31, 2022, Ecobank Benin reported a pre-tax profit of 11,281 million CFA francs, a net profit of 10,888 million CFA francs, and total assets amounting to 665,118 million CFA francs.


    Distribution Channels

    The bank strategically positions its service points across Benin's cities, considering economic and demographic potential for optimal product and service distribution. The main distribution channels include:

    • • 22 Branches
    • • 62 ATMs, including 5 deposit ATMs
    • • 4 deposit machines for other banks’ checks
    • • Online banking platforms: Ecobank Online, Omni Lite, Omni Plus
    • • Ecobank Mobile platform, accessible via the mobile app and USSD (826#)
    • • Over 1,100 Xpress agent locations

    At the Year End
    For the Financial Year
  • General Information

    Area: 112 622 km2

    Capital: Porto-Novo

    Principal cities: Cotonou; Abomey-Calavi; Porto Novo; Djougou; Parakou; Bohicon; Kandi; Lokossa; Savé ; Ouidah, Abomey

    Official language: French

    Independence day: August 1st

    Population: 11,18 million (2017 World Bank)

    Demographic growth: 2,8% (2017 World Bank)

    Life expectancy: 60,91 ans (2016 World Bank)

    Literacy rate: 41,6%

    Religion(s): Voodoo (11.6%), Catholicism (25.5%), ), Islam (27.7%), Protestants/ others (16.3%), Others (6.4%), No religion (5.8)

    Human development index: 163th over 189 (2018, PNUD)

    Currency: Franc CFA (100 FCFA = 0,15 euro)

    GDP: 9,274 billions de dollars (2017 World Bank)

    GDP per capital: 829,80 $ (2017 World Bank)

    Growth rate: 6.0 % (2017, BAD)

    Rate of unemployment: 2,4% (2018, CEA)

    Rate of inflation: 2.3 1% (2018 World Bank)

    Export partners: Bangladesh (18.1%),India (10.7%), Ukraine (9%), Niger (8.1%), China (7.7%), Nigeria (7.2%), Turkey 4% (CIA World Factbook)

    Import partners: Thailand (18.1%), India (15.9%) France (8.5%) China (7.5%) Togo (5.9%),Netherlands (4.3%) Belgium (4.3%) (CIA World Factbook)

    Contribution of various sectors to GDP: Agriculture : 26,1% ; - industrie : 22,8% ; - services : 51.1% (CIA World Factbook)

  • Board of Directors

    Evariste BONOU

    Chairman of the Board of Directors – Non-Executive Director

    Lazare Komi NOULEKOU

    Chief Executive Officer (CEO) – Executive Director

    ETI (represented by Jeannette BLI Ep. DIAN)

    Non-Executive Director

    Josita da SILVA QUENUM

    Non-Executive Director

    Rigobert COECHI TSOHOU

    Non-Executive Director

    Amouda Céline SAIZONOU AKADIRI

    Non-Executive Director

    Martin Nani GBEDEY

    Non-Executive Director

  • Annual Reports
    2018 Benin Annual Report PDF 2.45 MB Download - 2018 Benin Annual Report
    2016 Benin Annual Report PDF 417.24 KB Download - 2016 Benin Annual Report
    2015 Benin Annual Report PDF 4.08 MB Download - 2015 Benin Annual Report
    2014 Benin Annual Report PDF 1.48 MB Download - 2014 Benin Annual Report
    2013 Benin Annual Report PDF 880.95 KB Download - 2013 Benin Annual Report
    2012 Benin Annual Report PDF 1.5 MB Download - 2012 Benin Annual Report
    2011 Benin Annual Report PDF 1.38 MB Download - 2011 Benin Annual Report
    2010 Benin Annual Report PDF 812.38 KB Download - 2010 Benin Annual Report
    2009 Benin Annual Report PDF 1.02 MB Download - 2009 Benin Annual Report
    2008 Benin Annual Report PDF 1.39 MB Download - 2008 Benin Annual Report
    2007 Benin Annual Report PDF 1.23 MB Download - 2007 Benin Annual Report
    2006 Benin Annual Report PDF 1.86 MB Download - 2006 Benin Annual Report
  • Latest News
    2025 Ecobank FY 2024 Earning Release View
    2025 Ecobank named Africa’s Best Bank for Trade Finance in Global Finance Awards View
    2025 Ecobank Côte d'Ivoire Launches West Africa’s First Gender Bond to Accelerate Financial Inclusion for Women Entrepreneurs View
  • Forms and Documents
    New account application form -- Individual PDF 590.45 KB Download - New account application form -- Individual
    New account application form -- Entities (incorporated and non-incorporated) PDF 619.65 KB Download - New account application form -- Entities (incorporated and non-incorporated)
  • Executive Management

    Komi Lazare NOULEKOU

    Chief Executive Officer (CEO)

    Mick LOKO

    Chief Compliance Officer

    Fulgence DJOUA

    Chief Risk Officer

    Mariliath AMOUSSA AZANDEGBE

    Head of Corporate and Institutional Banking

    Lydvine KPENOU

    Head of Treasury

    Hyppolyte DEGBELO

    Head of Credit Risk

    Didier VOGLOZIN

    Head of Human Resources

    Fortuné ATINDEHOU

    Head of Consumer Banking

    Reine GUENDEHOU

    Chief Financial Officer (CFO)

    Nelly TAGNON GAMBOR

    Head of Legal and Secretary to the Board of Directors

    Désiré OUASSA

    Head of Operations and Technology

    Nicodème AHOUNOU

    Head of Commercial Banking

    Léa do REGO

    Head of Customer Experience

  • Dormant Account

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