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Lending Solutions

Overview

Ecobank understands that companies have needs for short-term, mid-term and long-term finance. Be it a trade loan, working capital or longer term project finance requirement, Ecobank is well positioned to understand your needs and is ready to offer well structured competitive and customized lending solutions.

Our range of services include the following:

Short-Term Financing
These are facilities with a maturity of less than one year and are usually applied to working capital purposes, including increases in trading assets (debtors, stocks, etc) and the payment of operational bills. Facility types include:

  • Advances in current account (overdraft)
  • Invoice/Receivable discounting or purchasing
  • Contract-backed/Receivables-backed financing
  • Short-term loan
  • Bridge finance
  • Revolving credit
  • Commercial paper
  • Factoring
  • Bankers Acceptance
  • Standby Facility
  • Syndication/Club Deals

Medium Term Financing
These facilities typically have maturities ranging from two to five years, but can exceed five years in some cases. Such facilities are appropriate for permanent working capital purposes, real estate construction or acquisition and capital expenditure financing, including the purchase of new fixed assets or the replacement of existing fixed assets. Facility types available include:

  • Revolving Facilities (Revolvers)
  • Project Finance
  • Finance Lease
  • Medium Term Loans
  • Acquisition Finance
  • Syndication Loans/Club Deals

Trade Finance Solutions
These comprise a plethora of solutions to enable firms to finance the import or export aspect of their operations.

  • Import Finance – pre and post shipment
  • Export Finance
  • Export Credit Agency (ECA) supported Trade Finance
  • Avalized Bills or Notes
  • Supplier Finance
  • Distributor (Dealer) Finance
  • Structured Trade/Commodity Finance
  • Project and Structured Finance
  • Project Finance
  • Acquisition Finance
  • Infrastructure Finance
  • Structured Notes
  • Syndication/Club Deals

Ecobank has designated a Global Account Manager for large Pan-African customers in order to support their businesses comprehensively. Our country offices also have Regional/Local Account Managers dedicated to each corporate to ensure end-to-end optimal service delivery.

Contact your Corporate Banking Products Manager and/or your Account Manager today or visit www.ecobank.com